February 21, 2017
AgencyTips for Keeping Guests Safe in Your Rental Home
When you are entertaining in your rental home, you want your guests to have a good time. You also want them to feel safe and secure within your four walls. But, never forget that having guests into your home is a risk. There is always a possibility that a guest could injure himself or herself. […]
December 17, 2016
AgencyMy Home’s Paid Off: Why Do I Need Home Insurance?
There may not be a more satisfying feeling than paying off your home. While this may mean you no longer have a mortgage, it doesn’t mean the risks against your property are fewer. Most of the time, mortgage lenders require homeowners to have home insurance while they have a loan. This protects the mortgage lender’s […]
December 2, 2016
Agency6 Steps to Secret Coverage You May Need
What’s this mysterious lifesaving coverage that can help protect your assets in case the worst happens? It’s personal umbrella insurance.
December 1, 2016
AgencyUmbrella Insurance Helps In a Drunk Driving Incident
The Dane family’s annual holiday party was in full-swing. Neighbors, colleagues and dear family friends gathered together to toast the season. Ian Dane, 19, and his best childhood friends, Brendan and Tyler, both 20, were home from school and decided to make the holidays even happier by imbibing. They blended into the crowd and no […]
November 21, 2016
AgencyRental Car Insurance Coverage in the Bay Area
It’s almost daily that a client asks me if they should purchase the coverage being offered when renting a car. While this is not one answer that fits all, I recently rented a car and I did not accept the coverage offered by the rental car company. Here are the reasons why I did that: […]
October 28, 2016
AgencyWhat is Lender-Placed or Force-Placed Insurance?
Homeowners insurance is a necessity. It protects your home and possessions as well as satisfies your lender’s insurance requirements. If you fail to maintain insurance, or even fall below the required coverage levels, your lender just may step in and put a policy in place, a very expensive policy. Why Do I Suddenly Have a Very Expensive Lender-Placed Policy? […]
September 15, 2016
AgencyA Guide to Avoiding and Surviving Pileups
The snow is coming down so hard, it’s a whiteout. Unfortunately, you’re stuck on the highway. It’s so thick you can barely see in front of you. A faint light appears, seemingly far in the distance, but as you squint you see it grow brighter in just seconds. It’s the flashers of a car that […]
August 23, 2016
AgencyInsuring Your Office Building
Maintaining an office building is a large endeavor. It’s much like being an apartment landlord, but on a much bigger scale. Not to mention, dealing with entire businesses, as opposed to individual renters, may take a much larger team of employees. The process of carrying out daily operations likely resembles a well-oiled machine. But if […]
July 29, 2016
AgencyHow to Get Free Renters Insurance (Video)
Renter’s insurance has become a lot more common these days because many are renting for much longer than they used to. If you are renting from a professional landlord it’s even likely that you’ll be required to maintain a renter’s insurance policy. You may think that loss to your belongings will be covered by your […]
May 26, 2016
AgencyMold on Rental Property: Guidelines for Assessment of Fungal Contamination
While we come in contact with mold often, certain molds growing indoors can lead to health problems if the issue isn’t cleaned promptly. Young children, the elderly and individuals with respiratory conditions are especially at risk. Under the right conditions, some molds produce mycotoxins, which can cause a toxic response if inhaled, eaten or touched. […]