June 14, 2024
JSW InsuranceTypes of Flood Insurance Policies: National Flood Insurance Program (NFIP) vs. Private Coverage
Floods, with their relentless force, can leave a trail of destruction in their wake. Individuals often turn to flood insurance to mitigate the financial fallout from flood damage. Two primary types of flood insurance policies are available: the federally-backed National Flood Insurance Program (NFIP) and private coverage offered by independent insurers. Understanding these options’ nuances […]
April 29, 2024
JSW InsuranceMitigating Flood Risks and Potential Insurance Discounts
Flooding can cause significant damage to homes and may occur with little warning. Fortunately, flood insurance can provide comprehensive financial security for policyholders, albeit at a cost. With this in mind, homeowners should take steps to mitigate their flood-related risks, as doing so can directly protect their property while potentially garnering lower flood insurance premiums. […]