May 22, 2025
JSW InsuranceIs GAP Insurance Worth the Extra Cost?
When purchasing a new or leased vehicle, many buyers are offered guaranteed asset protection (GAP) insurance. This optional coverage bridges the “gap” between what you owe on your car loan and the vehicle’s actual cash value (ACV) if it’s totaled or stolen. But is it worth the extra cost? Benefits of GAP Insurance GAP insurance […]
April 25, 2025
JSW InsuranceCommon Car Insurance Myths Debunked
Car insurance is essential for vehicle owners, offering financial protection against accidents, theft and damage. However, many drivers are influenced by persistent myths that can cloud their understanding and decision-making regarding coverage. The following guide aims to dispel some of the most common car insurance myths. Myth 1: Your Car’s Color Influences Your Insurance Rate […]
March 27, 2025
JSW InsuranceCalifornia Business Insurance Laws: What You Need to Stay Compliant
Navigating the complex landscape of business insurance laws in California is crucial for any business owner. Compliance protects your business from legal repercussions and promotes the safety and well-being of your employees and customers. What Insurance Do California Businesses Need? The following coverage can help you comply with California’s business insurance laws. General liability insurance—This […]
February 18, 2025
JSW InsuranceWhat Does Earthquake Insurance Typically Cover in California?
Living in California comes with the risk of earthquakes, making earthquake insurance a crucial consideration for homeowners. This specialized insurance can offer financial protection against the potentially devastating effects of seismic activity. Understanding earthquake insurance can help homeowners to make well-informed choices about their insurance portfolio. Earthquake Insurance in California Earthquake insurance in California typically […]
January 27, 2025
JSW InsuranceCommon Auto Insurance Claims and How to Avoid Them
Navigating the roads of California comes with its own set of challenges, and auto insurance claims are a reality for many drivers. Understanding the most frequent types of claims and how to avoid them can save you time, money and stress. How to Avoid Common Auto Insurance Claims The following are common auto insurance claims […]
December 16, 2024
JSW InsurancePet Safety During the Holidays: Are You Covered for Pet-related Damage?
The holiday season is a time of joy and celebration, but it can also bring unique challenges for pet owners. With the hustle and bustle of festivities, it’s essential to be aware of potential pet-related hazards and understand whether your homeowners insurance covers any damage your furry friends might cause. Potential Pet-related Holiday Hazards The […]
November 25, 2024
JSW InsuranceDo California Homeowners Really Need Flood Insurance?
As a California homeowner, you may be used to clear and sunny weather conditions. However, given ongoing climate changes and unpredictable weather patterns, you must be mindful of changing risks and perils. These adjustments should be reflected in your insurance portfolio, as standard homeowners insurance may not be sufficient to ensure comprehensive coverage for your […]
October 21, 2024
JSW InsuranceDoes Farm Insurance Cover Livestock?
Farmers and ranchers face unique risks, and protecting valuable assets like livestock is a top priority. One common question is whether farm insurance policies include coverage for livestock. Understanding the specifics of farm coverage is crucial for ensuring your farm’s financial security. Farm Insurance Coverage Farm policies are a specialized type of insurance designed to […]
September 9, 2024
JSW InsuranceThe Role of Workplace Safety in Reducing Workers’ Compensation Claims
Accidents happen. For employers, this, unfortunately, means that workplace injuries and illnesses could have extensive financial implications. After all, businesses that are responsible for their employees’ health issues could face significant lawsuits, fines and other penalties. Even if your company takes responsible steps to maintain workers’ compensation insurance, a claim being filed could incur increased […]
August 26, 2024
JSW InsuranceThe Future of Business Insurance in California: Trends to Watch
The business world of California is often full of lucrative opportunities and exciting innovations. Still, even this robust commercial, technological and entertainment epicenter is not immune to changes in the world around it. That’s why simply understanding your company’s current business insurance needs may not be enough. Rather, sufficiently forward-thinking leaders and owners may need […]