November 13, 2025
AgencyWhat Type of Insurance Protects Your Business From Flood Damage?
Flooding can pose a serious threat to many businesses, including those throughout California’s coastal cities and inland valleys. Addressing these natural disasters through adequate insurance is an essential, but often misunderstood necessity, as many business owners may be surprised to learn that standard commercial property insurance typically does not cover flood damage. As such, companies […]
October 22, 2025
AgencyWorkers’ Compensation Overview for Restaurants, Landscapers, Startups and Other Small Businesses
Running a small business in California, whether it’s a bustling restaurant, a hardworking landscaping crew, or an innovative startup, means taking care of your team and staying compliant with state laws. One of the most important ways to protect both your employees and your business is through workers’ compensation insurance. What Is Workers’ Compensation Insurance? Workers’ compensation, often called “workers’ comp,” […]
September 19, 2025
AgencyWhy Every Renter Should Consider Renters Insurance – Even With a Roommate
Just because you don’t outright own your home doesn’t mean that you don’t need insurance. While renting a house, apartment or other residence might generally involve lesser financial stakes, you still face certain risks. Fortunately, can help tenants in and around understand and obtain ideal renters insurance. Why Is Renters Insurance Important? Consider the following […]
July 16, 2025
AgencyDoes Flood Insurance Cover Damage to My Car?
Your home and automobile are two of your most valuable assets, making suitable insurance policies essential investments. However, at times, knowing which type of insurance may address your various needs can be complicated. Where coverage pertaining to your home ends and that offered by your auto insurance begins is an essential line to locate and […]
June 30, 2025
AgencyWhat Does Commercial Property Insurance Cover?
Commercial property insurance is a core element of many business insurance packages and is essential for overall risk management and loss control purposes. Even in the digital age where many companies conduct operations virtually, tangible assets remain necessary. Conference rooms may have previously housed crucial equipment, but laptops and tablets are now needed to access […]
May 22, 2025
JSW InsuranceIs GAP Insurance Worth the Extra Cost?
When purchasing a new or leased vehicle, many buyers are offered guaranteed asset protection (GAP) insurance. This optional coverage bridges the “gap” between what you owe on your car loan and the vehicle’s actual cash value (ACV) if it’s totaled or stolen. But is it worth the extra cost? Benefits of GAP Insurance GAP insurance […]
April 25, 2025
JSW InsuranceCommon Car Insurance Myths Debunked
Car insurance is essential for vehicle owners, offering financial protection against accidents, theft and damage. However, many drivers are influenced by persistent myths that can cloud their understanding and decision-making regarding coverage. The following guide aims to dispel some of the most common car insurance myths. Myth 1: Your Car’s Color Influences Your Insurance Rate […]
March 27, 2025
JSW InsuranceCalifornia Business Insurance Laws: What You Need to Stay Compliant
Navigating the complex landscape of business insurance laws in California is crucial for any business owner. Compliance protects your business from legal repercussions and promotes the safety and well-being of your employees and customers. What Insurance Do California Businesses Need? The following coverage can help you comply with California’s business insurance laws. General liability insurance—This […]
February 18, 2025
JSW InsuranceWhat Does Earthquake Insurance Typically Cover in California?
Living in California comes with the risk of earthquakes, making earthquake insurance a crucial consideration for homeowners. This specialized insurance can offer financial protection against the potentially devastating effects of seismic activity. Understanding earthquake insurance can help homeowners to make well-informed choices about their insurance portfolio. Earthquake Insurance in California Earthquake insurance in California typically […]
February 21, 2024
JSW InsuranceWays to Save On Your Business Insurance Coverage
Accounting for risks and potential errors is an essential part of responsible business operations. Although thinking about potential accidents, errors and other mishaps may be unpleasant, doing so can help you build a versatile and robust business insurance portfolio. However, even these loss control measures may represent significant financial investments that could siphon resources away […]