Call Us Today For A Free Quote | 925.737.1560
JSW Insurance Associates Providing you the protection you deserve
 

It’s the law in California that you must have auto insurance, so why would you want to buy uninsured motorist coverage? Other insurance companies are quick to eliminate this coverage to save you money, or when you name your price, but it is a very important coverage that has benefited many families who we insure.

If you’re carrying adult-appropriate limits for your auto liability to others, you have anywhere between $100,000 to $500,000 in coverage if you were to injure someone else. Unfortunately, with all those advertisements offering to save you money on your auto insurance out there, a large percentage of drivers don’t have responsible limits like you.

If you are injured by another driver who has the state minimum limit of only $15,000 per person your medical bills alone could exceed their limit. If that happens, your uninsured motorist coverage will respond to your injury up to your policy limit, and this is what we call under-insured motorist coverage. By carrying an uninsured motorist limit of $500,000, you are ensuring that you will be covered for your injuries, lost wages, pain and suffering up to that limit regardless of what limit the at-fault driver carries.

Uninsured motorist also covers every member of your household even if they are not a listed driver on your policy or not of age to be a driver. It will even cover you and your family for injuries if they are hit by another car as a pedestrian. That’s right. You don’t even have to be in a car to be protected by this coverage.

Unfortunately I have seen this coverage pay out when a member of the family was hit in a crosswalk, but those families were comforted to find out that they had this coverage when it happened.

If you'd like to discuss your auto insurance coverage or to get a Bay Area auto insurance quote online, contact us now.

JSW Insurance Minute Video Series
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Trade Associations
JSW Insurance is proud to be a member of several important associations.
From Our Blog From Our Customers
Read More Read More
Facebook Twitter LinkedIn Google Maps RSS Blog Feed YouTube
Stay In Touch With Us Helpful Site Links Contact JSW Insurance
Sign up now to receive news and updates Main Office
7567 Amador Valley Blvd Suite 211
Dublin, CA 94568
Phone: 925.737.1560
Fax: 925.737.1567

Mailing Address
P.O. Box 2516
Dublin, CA 94568 
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder