Call Us Today For A Free Quote | 925.737.1560
JSW Insurance Associates Providing you the protection you deserve
 

Home backyard

There may not be a more satisfying feeling than paying off your home.

While this may mean you no longer have a mortgage, it doesn’t mean the risks against your property are fewer. Most of the time, mortgage lenders require homeowners to have home insurance while they have a loan. This protects the mortgage lender’s interest in your property.

However, once you pay off your home, that requirement likely drops. There are still numerous benefits that home insurance provides that most homeowners should not be without.

Why You Need Home Insurance

There are various benefits to maintaining home insurance on your property. Consider, for a moment, what might happen if your home has significant damage. Perhaps a fire occurs or a tree falls onto the roof. Would you be able to afford the repairs to your home out of your pocket?

For most homeowners, the risk is obvious. If an incident like this were to occur, they would struggle financially to recover from the loss. Take a look at the various benefits of having a quality home insurance policy:

  • It protects the structure from risks. It may protect your home from damage related to fire, theft, vandalism and frozen pipes.
  • It can help to protect the contents of your home. This includes your electronics, collections and personal items.
  • It aids in minimizing the financial risks of a lawsuit filed against you. If someone were to injure themselves on your property, this policy can help to cover your losses if they sue.

As you work to pay down your home, recognize the importance of maintaining proper insurance on it. It should match the value of your home and possessions. You may need a policy that fits the changing value of your property.

Ensure your policy covers the actual value of your home. More specifically, it should cover the value to rebuild your home totally. Work with your home insurance provider to determine the right level of liability insurance you need.

Home insurance provides protections that any homeowner needs to have. If you do not have coverage, getting it now can be vitally important should an incident occur. Without proper coverage, your biggest investment and asset is at risk.

We gladly offer online resources to help you explore your Oakland home insurance options. If you have any questions, explore our website or call us today at 925.737.1560.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Trade Associations
JSW Insurance is proud to be a member of several important associations.
From Our Blog From Our Customers
Read More Read More
Facebook Twitter LinkedIn Google Maps RSS Blog Feed YouTube
Stay In Touch With Us Helpful Site Links Contact JSW Insurance
Sign up now to receive news and updates Main Office
7567 Amador Valley Blvd Suite 211
Dublin, CA 94568
Phone: 925.737.1560
Fax: 925.737.1567

Mailing Address
P.O. Box 2516
Dublin, CA 94568 
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder