November 13, 2025
AgencyWhat Type of Insurance Protects Your Business From Flood Damage?
Flooding can pose a serious threat to many businesses, including those throughout California’s coastal cities and inland valleys. Addressing these natural disasters through adequate insurance is an essential, but often misunderstood necessity, as many business owners may be surprised to learn that standard commercial property insurance typically does not cover flood damage. As such, companies […]
October 22, 2025
AgencyWorkers’ Compensation Overview for Restaurants, Landscapers, Startups and Other Small Businesses
Running a small business in California, whether it’s a bustling restaurant, a hardworking landscaping crew, or an innovative startup, means taking care of your team and staying compliant with state laws. One of the most important ways to protect both your employees and your business is through workers’ compensation insurance. What Is Workers’ Compensation Insurance? Workers’ compensation, often called “workers’ comp,” […]
September 19, 2025
AgencyWhy Every Renter Should Consider Renters Insurance – Even With a Roommate
Just because you don’t outright own your home doesn’t mean that you don’t need insurance. While renting a house, apartment or other residence might generally involve lesser financial stakes, you still face certain risks. Fortunately, can help tenants in and around understand and obtain ideal renters insurance. Why Is Renters Insurance Important? Consider the following […]
July 16, 2025
AgencyDoes Flood Insurance Cover Damage to My Car?
Your home and automobile are two of your most valuable assets, making suitable insurance policies essential investments. However, at times, knowing which type of insurance may address your various needs can be complicated. Where coverage pertaining to your home ends and that offered by your auto insurance begins is an essential line to locate and […]
June 30, 2025
AgencyWhat Does Commercial Property Insurance Cover?
Commercial property insurance is a core element of many business insurance packages and is essential for overall risk management and loss control purposes. Even in the digital age where many companies conduct operations virtually, tangible assets remain necessary. Conference rooms may have previously housed crucial equipment, but laptops and tablets are now needed to access […]
January 3, 2022
AgencyOur Biggest Year Ever – For Charitable Donations
In past years we have asked our employees to make donations to local charitable organizations that they chose, both monetary and goods. At the beginning of 2021 with no vaccinations yet available we knew we still wanted to make an impact and support our community, because many organizations needed help now more than ever. Since […]
July 9, 2020
AgencyThe Importance of Home Inventory Documentation Made Easy
It’s safe to say that your home and everything in it is important to you. That’s why I want you to take 10 minutes to make an inventory of what’s in your home which you can use in the event of an insurance claim. You may think this is a monumental task that can’t be done […]
June 22, 2020
AgencyDo I Need Homeowners Insurance Or Landlord Insurance For A Rental Property?
First off, congratulations! Buying an investment property is never easy, it’s a major financial and emotional undertaking. If you did your due diligence properly, you’re now on your way to earning passive income for many years to come. Being a major investment, it only makes sense to protect it from the many potential perils. And, […]
February 6, 2020
Agency2019 Was a Charitable Year at JSW Insurance
Throughout the year we have made quite a few donations to local charities. Most come from recommendations from our clients and employees about causes which are important to them. In 2019 I specifically challenged our staff to identify charitable organizations which we could support with a donation. Everyone had fun and felt great by contributing […]
July 26, 2019
AgencyChanges to JSW Certificate Procedures
Requesting Evidences and Certificates just got a lot easier. In our continued efforts to go paperless, we have created a new email address for our clients and lenders to send their requests for Evidences of Property insurance and Certificates of Liability insurance. You will be better served by sending requests to [email protected], to ensure that […]

