Call Us Today For A Free Quote | 925.737.1560
JSW Insurance Associates Providing you the protection you deserve
 

Couple of business ownersCommercial property insurance provides a wide range of protections for your business. This type of insurance can provide support for physical assets that may be damaged by a covered event, such as a fire, vandalism or theft. These policies range widely though, in terms of actual coverage amounts, types of property covered and types of covered events. As a business owner, this form of business insurance is necessary, but it is not the only product you will need.

What Does Commercial Property Insurance Cover?

Depending on your policy, this type of insurance is likely to provide coverage for:

  • Buildings occupied and listed on the policy
  • Employees' personal property on the site
  • Off-premises property
  • Business interruption coverage
  • Equipment
  • Inventory
  • Most machinery, such as boilers and HVAC systems

In short, the physical assets of your company can be covered under this policy. That's a good place to start, but you will also need to add to this since commercial property insurance doesn’t cover all risks a business is likely to face.

What Other Coverage Do You Need?

Discuss your specific risks with your independent insurance agent to determine what additional policies may be necessary for your company. In nearly all cases, you may need these additional forms of insurance.

  • Liability insurance: It works to protect you and your business from financial loss due to a customer or client facing a loss from the mistakes of your employees, or from a loss related to slips and falls on your property.

  • Flood insurance: Often an add-on to property insurance, your business may need this coverage—especially if you are in a flood zone. Ensure it is not otherwise listed on your commercial policy.

  • Windstorm and hail insurance: If you live in a high-risk area, you may benefit from this additional plan as well.

  • Workers compensation: If your business employs people, workers compensation helps to cover the losses workers may sustain due to injuries obtained on the job.

What's right for you? Commercial property insurance is the first investment for most companies, but you may need more coverage. Talk to your agent about additional coverage options, including policies specific to your location or industry.

Is your workplace covered? Call JSW Insurance at (925) 737-1560 for more information on the Bay Area office building insurance among other coverages.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Trade Associations
JSW Insurance is proud to be a member of several important associations.
From Our Blog From Our Customers
Read More Read More
Facebook Twitter LinkedIn Google Maps RSS Blog Feed YouTube
Stay In Touch With Us Helpful Site Links Contact JSW Insurance
Sign up now to receive news and updates Main Office
7567 Amador Valley Blvd Suite 211
Dublin, CA 94568
Phone: 925.737.1560
Fax: 925.737.1567

Mailing Address
P.O. Box 2516
Dublin, CA 94568 
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder