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JSW Insurance Blog: california

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We’ve all heard that spring is a time to start fresh. It’s the growing season, and everywhere life is reawakening. During this time, many businesses explore seasonal ventures. They often prove very profitable additions to normal operations. READ MORE >>

When potential buyers stop by to view your home, or even search for available properties online, their first impression will not be of your home’s living room or kitchen; their first impression will be of your home’s exterior. The curb appeal of your home can be the deciding factor on whether a buyer ever sets foot inside. READ MORE >>

  Maybe your walls are looking a little worse for wear. Or maybe it is time to add a new color to your siding. If your home needs paint work, be ready to spend a little money. You might wonder if a new coat of paint counts as a home repair? Will your homeowners insurance cover it? READ MORE >>

If you are an adult beginning to provide more oversight to a parent, proper insurance is often overlooked or neglected. While some changes in a senior’s lifestyle may seem to reduce liability exposure, the opposite may actually be true. Family Trusts A family trust may be used for wealth management and estate planning. READ MORE >>

Workers' compensation insurance provides financial coverage for worker accidents and injuries. If your employee suffers an injury while they are at work, this coverage will help. It can pay for an employee's medical bills and lost time at work. But, what about the negligence component here? READ MORE >>

Arson is one of the most concerning forms of damage to a home. It can happen to anyone. Acts of vandalism like this can occur in any city. Yet, home insurance is very clear. Home insurance rarely pays for fires set by someone. What does this mean to you if someone else sets the home on fire? READ MORE >>

Earthquakes themselves may not be the only causes of damage when they occur. They may trigger other hazards that can damage homes and personal property. The potential for fires is among these risks. A quake-triggered fire may come from broken gas lines, electrical spars or even candles burning at the time of the incident. READ MORE >>

Keeping employees safe on an outdoor job is a priority for all companies. To achieve this, you need business insurance. A key component of your plan should be workers' compensation insurance. It helps cover the costs when an employee suffers an injury or an illness. A simple fall can amount to thousands of dollars in claims. READ MORE >>

Picture this: the beautiful weeping willow in your back yard sustains damaged from a storm. The landscaping bushes and trees you’ve added to your front yard get stolen by someone in the middle of the night. While it may not seem like there is much you can do about these types of losses, that’s not necessarily the case. READ MORE >>

Many businesses do not own the structure in which they operate. Rather, you may lease that space from another company or individual. This may be a large building with multiple tenant locations. It could be a single structure that your company occupies fully. READ MORE >>

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