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JSW Insurance Blog: california

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If you are an adult beginning to provide more oversight to a parent, proper insurance is often overlooked or neglected. While some changes in a senior’s lifestyle may seem to reduce liability exposure, the opposite may actually be true. Family Trusts A family trust may be used for wealth management and estate planning. READ MORE >>

Workers' compensation insurance provides financial coverage for worker accidents and injuries. If your employee suffers an injury while they are at work, this coverage will help. It can pay for an employee's medical bills and lost time at work. But, what about the negligence component here? READ MORE >>

Arson is one of the most concerning forms of damage to a home. It can happen to anyone. Acts of vandalism like this can occur in any city. Yet, home insurance is very clear. Home insurance rarely pays for fires set by someone. What does this mean to you if someone else sets the home on fire? READ MORE >>

Earthquakes themselves may not be the only causes of damage when they occur. They may trigger other hazards that can damage homes and personal property. The potential for fires is among these risks. A quake-triggered fire may come from broken gas lines, electrical spars or even candles burning at the time of the incident. READ MORE >>

Keeping employees safe on an outdoor job is a priority for all companies. To achieve this, you need business insurance. A key component of your plan should be workers' compensation insurance. It helps cover the costs when an employee suffers an injury or an illness. A simple fall can amount to thousands of dollars in claims. READ MORE >>

Picture this: the beautiful weeping willow in your back yard sustains damaged from a storm. The landscaping bushes and trees you’ve added to your front yard get stolen by someone in the middle of the night. While it may not seem like there is much you can do about these types of losses, that’s not necessarily the case. READ MORE >>

Many businesses do not own the structure in which they operate. Rather, you may lease that space from another company or individual. This may be a large building with multiple tenant locations. It could be a single structure that your company occupies fully. READ MORE >>

A personal umbrella insurance policy is an important and affordable product that can save your family from a financial disaster. Once you maintain limits of $500,000 on both your home and auto insurance policies, you may be eligible to purchase an umbrella policy. READ MORE >>

Most Californians know that earthquakes can strike at any time, without warning. If a major quake hits, it brings with it a high likelihood of damages and injuries. Earthquakes can cause much more than a chipped mug or a broken picture frame. READ MORE >>

Recently I watched an NBC news report about how a $25 fix it ticket for not having proof of insurance can end up being a $12,000 fine. It is the law. You must carry proof of insurance with you. But you don't have to have a piece of paper in your glove box, which is often outdated. READ MORE >>

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