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JSW Insurance Blog: bay area

View the latest blog posts from JSW Insurance.

It is simple. You need to have workers’ compensation insurance. But, you hate to overpay for it. You keep a safe work site. You do your best to ensure employees never suffer an injury on the job. Yet, you still need to have this coverage. One step to take is to work to reduce your costs. READ MORE >>

There may not be a more satisfying feeling than paying off your home. While this may mean you no longer have a mortgage, it doesn’t mean the risks against your property are fewer. Most of the time, mortgage lenders require homeowners to have home insurance while they have a loan. READ MORE >>

It’s almost daily that a client asks me if they should purchase the coverage being offered when renting a car. While this is not one answer that fits all, I recently rented a car and I did not accept the coverage offered by the rental car company. Here are the reasons why I did that: READ MORE >>

It’s an exciting process to buy a home. A lot of work goes into preparing for the process, including making big decisions about the size of a home you can afford. When considering that, also think about home insurance. It should be something you plan for within your budget. READ MORE >>

The snow is coming down so hard, it's a whiteout. Unfortunately, you're stuck on the highway. It's so thick you can barely see in front of you. A faint light appears, seemingly far in the distance, but as you squint you see it grow brighter in just seconds. It's the flashers of a car that has been in a wreck. READ MORE >>

Maintaining an office building is a large endeavor. It’s much like being an apartment landlord, but on a much bigger scale. Not to mention, dealing with entire businesses, as opposed to individual renters, may take a much larger team of employees. The process of carrying out daily operations likely resembles a well-oiled machine. READ MORE >>

Renter’s insurance has become a lot more common these days because many are renting for much longer than they used to. If you are renting from a professional landlord it’s even likely that you’ll be required to maintain a renter’s insurance policy. READ MORE >>

For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn't always given as much careful consideration. This could be in part because people feel that most guests don't sue their hosts. READ MORE >>

Commercial property insurance claims can be very expensive. When it comes to filing a claim against your business insurance, don't avoid doing so if necessary. But you also want to be sure you take every step possible to reduce the risks of filing such a claim. READ MORE >>

For many property owners, earthquakes are a significant threat. You may not feel they are going to cause your building to fall, but they can cause significant structural damage even if the earthquake itself is not a large one. READ MORE >>

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