Call Us Today For A Free Quote | 925.737.1560
JSW Insurance Associates Providing you the protection you deserve
 

Umbrella insurance

Why do you need to have personal umbrella insurance? Most homeowners and individuals believe they are not at risk for lawsuits. You do your job, you come and go as you should and you don’t do anything to bother other people. Yet, mistakes can happen and in some cases, there may be no way to avoid the risks you face. A lawsuit may be brought against you for something you didn’t even know you were responsible for. In some cases, those claims can even come from the actions or inactions of your teens.

You Are Responsible

Let’s say your teen is outside walking the dog. There’s never been a problem before and your dog is a good one. Then, a person living a few streets away reaches out to your dog and the dog reacts with a bite. That person may be hurt and needing medical care. You could be held responsible for those costs including costs for pain and suffering.

On the other hand, your teen may be driving your vehicle and hit someone walking down the street. Your car insurance may kick in to pay some of the lost costs, but if that person suffers significant injuries and long-term loss of use as a result of the actions, you could still be facing a lawsuit that amounts to thousands of dollars in losses. Your home may be on the line. Your teen may not have meant to cause the problem and it could simply have been a mistake. Now, you have to worry about the risks.

Protecting What You Own

It is situations like these, and many others like it that can put you, as a property owner at risk. Your standard liability insurance, associated with your home or your car, simply isn’t enough protection. That is when your personal umbrella insurance can help. It provides an additional layer of coverage that you simply need to have to minimize your risks. Of course, personal umbrella insurance isn’t just associated with your teen’s actions, but it can help protect against many of the risks of lawsuits you face on a routine basis in today’s litigious society. Your insurance agent can help you avoid many of these risks.

We’re here to assist you. Call JSW Insurance at (925) 737-1560 for more information on Oakland umbrella insurance.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Instant Quote
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
Trade Associations
JSW Insurance is proud to be a member of several important associations.
From Our Blog From Our Customers
Read More Read More
Facebook Twitter LinkedIn Google+ RSS Blog Feed YouTube
Stay In Touch With Us Helpful Site Links Contact JSW Insurance
Sign up now to receive news and updates Main Office
7567 Amador Valley Blvd Suite 211
Dublin, CA 94568
Phone: 925.737.1560
Fax: 925.737.1567

Mailing Address
P.O. Box 2516
Dublin, CA 94568 
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder